How Auto Refinancing Works
Refinancing your car loan is easier than you think. In just 3 simple steps, you could be saving hundreds every month. No pressure, no hidden fees.
Check Your Rate Now
Check Your Rate in 2 Minutes
It all starts with a quick, no-obligation rate check. Tell us about your current loan and we'll show you what rates you qualify for — without affecting your credit score.
- No impact to your credit score
- Takes less than 2 minutes
- See multiple lender offers instantly
Compare & Choose Your Best Offer
We connect you with trusted lenders who compete for your business. Review your personalized offers side-by-side and choose the one that saves you the most money.
- Compare rates from top lenders
- See your monthly savings upfront
- No pressure, no commitment required
Start Saving Money Every Month
Once you accept an offer, your new lender handles everything — including paying off your old loan. You keep driving the same car, just with a lower payment and more money in your pocket.
- Average savings of $150/month
- Your new lender pays off the old loan
- Same car, better terms
Why Refinance with Refidance?
Lower Interest Rates
Interest rates have dropped significantly. If you financed at the dealership, you're probably paying too much. Lock in a better rate today.
Reduce Monthly Payments
Lower your monthly car payment by $100-$200 or more. That's extra money for savings, vacation, or whatever matters to you.
No Hidden Fees
We believe in complete transparency. There are no application fees, no prepayment penalties, and no surprises.
Ready to Start Saving?
Join thousands of drivers who have lowered their car payments with Refidance. It only takes 2 minutes to see your rate.
Check Your Rate — It's Free